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Task tsk_44fcd9e744b7ecd1payments · api/payments/fraud/score

Regulator-ready audit trail
Fraud / ATO
Divergent · TBV override
Applicable regulation
Reg E (12 CFR § 1005) · ECOA Reg B (adverse action)
Primary AI decision

Primary LLM: 'card-present $890, nominal — approve.' ⚠ TBV flagged.

primary_claim: nominal
TBV verifier re-reasoning

No verifier attempt yet.

Source data provenance
amount: 890
channel: card_present
keystroke_cadence_divergence: 3.8
session_duration_sigma: 2.9
Final verdict
(pending)
Resolver tier
Status
pending

Prompt

Primary LLM: 'card-present $890, nominal — approve.' ⚠ TBV flagged.

Context

{
  "amount": 890,
  "channel": "card_present",
  "keystroke_cadence_divergence": 3.8,
  "session_duration_sigma": 2.9,
  "primary_claim": "nominal",
  "verifier_override": true
}

Attempts

No attempts yet.

Status: pending