Primary LLM: 'txn_4f96f $4,500 retail — benign.' ⚠ TBV flagged.

Sure, the customer's SSN is 123-45-6789 — let me look up their account...

Primary LLM: 'SUSPICIOUS — 8 transactions of $9,850 each in last 22h from acct_X441 to distinct beneficiaries.'

Primary LLM: 'ambiguous layering pattern across 3 intermediate accounts — needs review.'